October 26, 2024 How to find a financial adviser you can trust Before you hire a financial planner, here are the four key questions you need to ask them. BY Emily Guy Birken I’ll let you in on a little secret: Even money experts can feel intimidated when walking into a financial adviser’s office for the … Continue reading 4 questions you need to ask to find a financial adviser you can trust
Category Archives: Financial Education
Most American households’ cash and savings are shrinking, SF Fed report says
August 12, 2024 Most American households’ cash and savings are shrinking, SF Fed report says Those liquid assets rose less sharply and the excess was depleted earlier and is now about 13% lower than the projected path prior to the pandemic. BY Reuters Middle- and low-income U.S. families now have significantly fewer liquid resources like bank … Continue reading Most American households’ cash and savings are shrinking, SF Fed report says
A financial guide to navigating your sandwich generation years
July 13, 2024 A financial guide to navigating your sandwich generation years Feeling squeezed between the pressures of caring for aging parents and raising school-age kids? If this describes you, the specific financial advice here can help you and the two generations relying on you. BY Emily Guy Birken Sometimes, it feels like everyone needs you … Continue reading A financial guide to navigating your sandwich generation years
Warren Buffett cautions shareholders AI scams could be the ‘growth industry of all time’
May 06, 2024 Warren Buffett cautions shareholders AI scams could be the ‘growth industry of all time’ The ‘Oracle of Omaha’ reissued caution at the annual shareholder meeting. BY Associated Press Warren Buffett cautioned the tens of thousands of shareholders who packed an arena for his annual meeting that artificial intelligence scams could become “the growth … Continue reading Warren Buffett cautions shareholders AI scams could be the ‘growth industry of all time’
10 Financial Planning Mistakes Couples Make When Shacking Up
10 Financial Planning Mistakes Couples Make When Shacking Up ValueWalk / Sep 14, 2023 Now more than ever before, young people are shacking up with their partners in an attempt to save more money as costs continue to climb, and the housing market out-prices the majority of younger first-time buyers. One Realtor.com study of roughly 3,009 … Continue reading 10 Financial Planning Mistakes Couples Make When Shacking Up
How to find opportunities in a financial crisis
By James Vincent July 13, 2022 Market conditions, rising inflation, and worldwide uncertainty due to war and supply-chain issues are impacting businesses of all kinds and sizes. Some investors and boards are advising companies to cut costs and freeze hires, and some businesses have already started laying off large chunks … Continue reading How to find opportunities in a financial crisis
Embedded Finance: The End of Traditional Banking
Embedded Finance: The End of Traditional Banking Nelia Holovina / 03 Jun 2022 The role, place, and attitude of banks have changed throughout history. In the past, people did not require much from the bank. It was just a place to store money safely. However, today in the 21st century, people have much more … Continue reading Embedded Finance: The End of Traditional Banking
The Transition From LIBOR to RFR
Mahipal Nehra November 18, 2021 If you are a banker, you must have heard about the LIBOR transition to RFR and why the Financial Conduct Authority (FCA) who is responsible for LIBOR regulation wants to phase out Libor by the end of the year 2021. But, what LIBOR is and why is there a need … Continue reading The Transition From LIBOR to RFR
Income Annuities Can Transform Retirement Savings Into Income
Deanna Ritchie November 4, 2021 Do you have enough money to retire? Are you guaranteed enough to last for the rest of your life? Are you concerned that you’ll run out of income before the end of your life? Social Security contributions are around 40% of an average wage earner’s pre-retirement earnings. If, like the … Continue reading Income Annuities Can Transform Retirement Savings Into Income
A Guide to Coping With Debt and Financial Stress
Deanna Ritchie November 3, 2021 According to an AICPA-commissioned Harris Poll study of 1,004 U.S. adults, 56% of Americans reported that their debt has negatively affected their lives. The survey also found that 28% of debtors stated their debt caused stress in everyday financial decisions; 21% said it had caused conflicts with their partners; … Continue reading A Guide to Coping With Debt and Financial Stress