Deanna Ritchie November 3, 2021 According to an AICPA-commissioned Harris Poll study of 1,004 U.S. adults, 56% of Americans reported that their debt has negatively affected their lives. The survey also found that 28% of debtors stated their debt caused stress in everyday financial decisions; 21% said it had caused conflicts with their partners; … Continue reading A Guide to Coping With Debt and Financial Stress
Tag Archives: Debt
How to Get Your Business Out of Debt
Kristen Herhold October 18, 2021 Taking on business debt isn’t the end of the world. In fact, there are a lot of good, strategic reasons for your business to take on debt. That said, carrying business debt for a long period of time can cut into your cash flow, and put a damper on reinvestment … Continue reading How to Get Your Business Out of Debt
Personal Finance Dilemma: Should I Save My Money or Pay Off My Debt First?
Kiara Taylor October 5, 2021 You’ve made a little extra money with your last paycheck and have some leftover after paying for your mortgage or rent, plus any other necessary bills. Rather than spending the money frivolously, you want to stash it in a savings account or use it to knock out some of the … Continue reading Personal Finance Dilemma: Should I Save My Money or Pay Off My Debt First?
Fast, Easy Money Hacks to Get Out of Debt Fast
Rhenn Taguiam — June 9, 2020 1820796 / Pixabay Debt – ah, that four-letter word that sparks fear and frustration to the hearts and minds of a lot of people today. Having debt can be extremely frustrating. Debt is discouraging especially if your goal this year or in the next few years is to be … Continue reading Fast, Easy Money Hacks to Get Out of Debt Fast
Technical Debt for Product Owners
Boris Steiner — February 13, 2020 Technical debt seems like a topic that resides completely in the domain of a Development Team. They are responsible for delivering a potentially releasable Increment after all. But might there be more to it for a Product Owner? More to know, more to deal with, more to take care … Continue reading Technical Debt for Product Owners
Finance 101 for Small Biz: Debt vs Equity
Kaitlyn Hammond — February 10, 2020 Small business owners trying to grow their businesses need sufficient capital (i.e., money) to pay for inventory, marketing, equipment, and other vendor-related items. But owners must also have enough capital to pay for operational expenses like rent, utilities, and labor. And let’s not forget about the owner’s salary or … Continue reading Finance 101 for Small Biz: Debt vs Equity
Should the Product Owner Balance Technical Debt?
Fredrik Wendt — January 20, 2020 Should the PO really balance the level of technical debt? I just had this conversation (January 24, 2020) at Sweden’s “big” agile conference, Agila Sverige. There were many interpretations, understandings and strategies around this. I think it mostly boiled down to these two ways of looking at and arguing … Continue reading Should the Product Owner Balance Technical Debt?
Technical Debt & Scrum: Who Is Responsible?
Stefan Wolpers — March 8, 2019 Follow @StefanW — March 8, 2019 TL;DR: Technical Debt & Scrum If technical debt is the plague of our industry, why isn’t the Scrum Guide addressing the question of who is responsibly dealing with it? To make things worse, if the Product Owner’s responsibility is to maximize the value … Continue reading Technical Debt & Scrum: Who Is Responsible?
Making Tech Debt Visible
Julee Everett — April 11, 2018 — April 11, 2018 As a Product Owner, there is nothing more frustrating than having to use valuable development time to deal with technical debt. Like death and taxes, it’s just never a good time when those lurking defects decide to unravel. We all know it is imperative to … Continue reading Making Tech Debt Visible
How Businesses Effectively Manage Debt
Robert Gloer — August 14, 2017 Follow @IOUFinancial — August 14, 2017 yemeomee / Pixabay Cash is the fuel that allows your business to operate. With it, you can buy inventory or raw materials, and wait for sluggish receivables to be paid. You can invest in expansion or other opportunities to grow your business, and … Continue reading How Businesses Effectively Manage Debt